How Likely Is a Tornado in Morgan County, KY?
Morgan County's tornado history, by the numbers
Morgan County has recorded 5 tornado touches in NOAA's 76-year database, a rate of roughly one every 15.2 years - our Minimal band. Put another way: Morgan County sees more tornado activity than 16% of US counties. Kentucky has 120 counties in this dataset; Morgan County ranks 91 of them by frequency.
Beyond the frequency band: violent history
2 weak and 3 significant tornadoes make up Morgan County's 5-track record - none violent. NOAA has never logged an EF4 or EF5 crossing this county.
The dollar figure Morgan County's rating leads to
Cost nationally: $2,890-$13,280, about $7,645 typical. Kentucky has no state rebate program confirmed here; FEMA's underlying 75% cost-share exists nationwide, but applying through a state program is what usually makes it real, and none was found for Kentucky this pass.
What a direct hit isn't required for
Power loss after a tornado outbreak in Kentucky often reaches homes the storm itself never touched. A battery-backup unit covers the outage without the fuel and venting a generator needs.
What this number is, and is not
One caveat before relying on Morgan County's number: it is county-wide, and it covers about 381 square miles, so a single touch counts the same as one in a county a fraction of that size. Weaker pre-1990s tornadoes are also documented as undercounted in NOAA's own record. Morgan County has about 14,300 residents.